Physicians Care Privacy Statement
Physicians Care Privacy Statement
Physicians Care Health Plans is a leader in providing benefits administration services throughout Michigan and the upper Midwest. We recognize privacy and security as being a concern for most individuals accessing the Internet, and we want to make you comfortable with our privacy practices and the security measures we take to protect your personal information.
Physicians Care gathers certain types of information about the users who visit our Website located at www.physicianscare.com. This statement discloses the privacy guidelines for the Physicians Care Websites. Information submitted solely in a business capacity is not covered by these guidelines.
The following discloses our information gathering and dissemination practices for Physicians Care. Please review the following statement to understand how the information you provide to Physicians Care will be treated.
Information Collected by Physicians Care
You are free to visit www.physicianscare.com without identifying yourself. If you would like more information regarding our products and services, you may first be required to register with Physicians Care. When you register, we may request certain business information, including your name, mailing address, and e-mail address. This information will enable Physicians Care to contact you regarding our products and services. It will also provide us with aggregate demographic data that Physicians Care uses to improve the services offered to you and other users. In addition to registration, Physicians Care may, from time to time, request personal information for purposes such as customer service, network management, surveys, offers of related services, and other exchanges of information.
Physicians Care gathers information about all users collectively, such as what areas users visit most frequently and what services users access most often. Physicians Care automatically logs IP addresses, session sources, and other data that tracks users' access to www.physicianscare.com as well as other Physicians Care sites. We analyze these logs in order to understand aggregate user behavior as well as for system performance monitoring. These logs are analyzed for the overall aggregate trends they reveal about our customers, not for individual user behaviors.
What Physicians Care does with the Information it Collects
The information you supply to Physicians Care will not be given, sold, rented, loaned, or otherwise disclosed to any third parties outside of Physicians Care, except when we have your express permission or under special circumstances, such as when we believe in good faith that disclosure is reasonably necessary to comply with legal process, to enforce the service terms and conditions, or to protect the rights, property, or personal safety of Physicians Care, its customers, or the public.
Physicians Care may use aggregated information to determine the demographics of our users and to distribute statistics and general marketplace information about Physicians Care. These demographics will always represent aggregate information and will never identify a specific user. Certain non-personal information regarding users is recorded by the operation of the Internet servers hosting the Physicians Care sites. Physicians Care may disclose aggregated user statistics in order to describe the service to prospective partners, advertisers, and other third parties, and for other lawful purposes.
Physicians Care does appreciate your feedback and suggestions. Our goal is to provide all our customers with high-quality products and services. Physicians Care's ability to freely evaluate and, if appropriate, implement ideas and information improves the online experience for all users. Therefore, any information, feedback, data, questions, comments, suggestions, or any other material submitted to Physicians Care, whether solicited or unsolicited, regarding its services or Website shall be deemed non-confidential. By providing any such material, you hereby grant Physicians Care an unrestricted, irrevocable, royalty-free, and perpetual right to freely reproduce, use, disclose, modify, perform, publish, translate, create derivative works from, distribute, and display any such information you send Physicians Care, without limitation, for any and all commercial and non-commercial purposes. Physicians Care is free to use any ideas, concepts, or techniques contained in this information for any purpose whatsoever including, but not limited to, developing, manufacturing, and marketing products incorporating such ideas, concepts, or techniques.
Physicians Care Privacy Statement Changes
If Physicians Care changes this privacy statement, we will post those changes at www.physicianscare.com so that you will always know what information we gather, how we might use that information, and whether we will disclose it to anyone. By using Physicians Care's services, you signify your assent to the Physicians Care Privacy Statement. If you do not agree to this statement, please do not use the Physicians Care Website or its services. Your continued use of Physicians Care’s services following the posting of changes to these terms will mean you accept those changes.
Contacting Physicians Care Health Plans
If you have any questions about this privacy statement or this Website, please contact Physicians Care Health Plans at 3033 Orchard Vista Drive, Grand Rapids, MI 49546.
Acceptance of Terms
Physicians Care places great importance on visitor privacy and security. We do not require site registration by visitors to areas of the Site that are not member restricted, and we do not disclose personal information about individual users to any third party without the user's prior knowledge and consent. Physicians Care reserves the right to perform statistical analyses of user behavior in order to measure consumer interest in the various areas of our Site. In performance of these analyses, we will disclose information to third parties only in aggregate form and give no individual information. In addition, we will use the IP addresses of our users to help diagnose problems with our server, to administer our Website, and to gather broad demographic user information.
Aggregate and Statistical Information
Our Website uses Web browser cookie files to maintain a Web browser session, including your possible log-in to restricted areas of the Website. No personal information is ever stored in a Web browser cookie file. Our Web servers identify your computer by its IP address, as well as the log-in information you may provide. We may use this information to help diagnose problems with our servers, to administer our Website, and to gather broad Website use information.
Restrictions on Use of Content
Trademarks and Service Marks
Proprietary logos, service marks, trademarks, slogans, and product designations may be found on this Site. By making them available on this Site, Physicians Care is not granting you a license to use them in any fashion. Access to this Site does not confer upon you any license under any of Physicians Care's or any third party's intellectual property rights.
All material contained in this Site is protected by law, including, but not limited to, United States copyright law. The entire content (including images, text, and look-and-feel attributes) of www.physicianscare.com is copyrighted and all rights are reserved in that regard. Removing or altering the copyright notice on any material on the Site is prohibited. Physicians Care owns a copyright in this Site as a collective work or compilation and in the selection, coordination, arrangement, organization, and enhancement of Site content. Any commercial use of Site content is prohibited without the prior written consent of Physicians Care. Except as indicated, Physicians Care owns all trademarks, service marks, or other logos featured on the Site. Use or misuse of these trademarks, service marks, or logos is expressly prohibited and may violate federal and state law.
Some hypertext links in the Physicians Care Website permit you to leave our Website. The linked Websites are not under the control of Physicians Care, and therefore we are not responsible for the contents of any linked Website. We are providing these links to you only as a convenience, and the inclusion of any link does not imply any endorsement of the Website by Physicians Care.
Site Security Measures
Physicians Care does not sell any personal information gathered at this Site, and only approved Physicians Care staff can view personal information. Although we receive many e-mail messages from our members, Physicians Care does not sell or otherwise release the names or e-mail addresses of users who access the Site. Your correspondence with us remains private.
Links to Third-Party Websites
This Site may provide links to other third-party World Wide Websites or resources. Physicians Care makes no representations whatsoever about any other Website that you may access through this Site. Because Physicians Care has no control over such sites and resources, you acknowledge and agree that Physicians Care is not responsible for the availability of such external sites or resources and is not responsible or liable for any Content, advertising, products, services, or other materials on or available from such sites or resources. You are responsible for taking precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses, and other items of a destructive nature. References on this Site to any names, marks, products, or services of any third parties or hypertext links to third-party sites or information are provided solely as a convenience to you and do not constitute or imply an endorsement, sponsorship, or recommendation of or affiliation with the third party or its products and services. Physicians Care makes no representation or warranty as to any third-party Content, products, or services, and you agree that Physicians Care shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such third-party Content, products, or services available on or through any such Site or resource.
Links to other sites are provided for your convenience. We encourage our readers to check the privacy policies of these Sites before disclosing any personal information. Physicians Care cannot control the security of any information you choose to voluntarily provide while visiting linked Sites.
No Medical Advice
Nothing contained, expressed, or implied in the Site is intended as, nor shall be construed as, medical advice. No doctor-patient relationship is established between Physicians Care and you by reason of your use of this Site or under any circumstances whatsoever. Individual inquiries about medical issues or sensitive or confidential matters should be addressed to appropriate health care professionals.
Corrections or Contacting the Site Administrator
Disclaimer of Warranty
Physicians Care does not warrant or make any representations regarding the availability, use, timeliness, security, validity, accuracy, reliability of, or the results of the use of, or otherwise respecting, the Content of the Site or any other Websites linked to or from the Site. Any material downloaded or otherwise obtained through the use of the Site is done at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data that results from the download of any such material or use of this Site. The content of the Site is provided "as is" and on an "as available" basis, without warranties of any kind either express or implied. To the fullest extent possible pursuant to applicable law, Physicians Care disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or other violation of rights. Some jurisdictions do not allow the exclusions or limitations on how long an implied warranty lasts, so the above limitations or exclusions may not apply. No advice or information, whether oral or written, obtained by you from Physicians Care shall be deemed to alter this disclaimer of warranty or to create any warranty.
To the extent permitted by applicable law, the Physicians Care Website is provided on an "as is" basis without express or implied warranty of any kind, including, but not limited to, any implied warranty of merchantability, non-infringement, or fitness for a particular purpose or warranties arising from a course of dealing, trade usage, or trade practice. Physicians Care does not warrant that the Website will operate uninterrupted, error free, or virus free. Physicians Care makes no warranties of any kind whatsoever as to the results that you will obtain from relying upon the services provided to you. You agree that Physicians Care shall not be liable to you or any third party for any losses, damages, or liabilities of any nature whatsoever on account of or associated with the services rendered under this agreement or the use of the Website, unless caused by the gross negligence of Physicians Care.
Limitation of Liability
Physicians Care will not be liable for any damages of any kind arising out of or relating to the use of or the inability to use this Site, its Content, or links, including, but not limited to, damages caused by or related to errors, omissions, interruptions, defects, delay in operation or transmission, computer virus, line failure, and all other direct, indirect, special, incidental, exemplary, or consequential damages even if Physicians Care has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above exclusion or limitation may not apply to you. Notwithstanding the foregoing, Physicians Care's total liability to you for all losses, damages, and causes of action, including, but not limited to, those based on contract, tort, or otherwise arising out of your use of this Site, its Content, or links, shall not exceed the amount you paid to access this Site.
Under no circumstances shall Physicians Care be liable to you or any third party on account of any claim, loss, or damage (whether based upon principles of contract, warranty, misrepresentation, negligence or other tort, breach of any statutory duty, principles of indemnity, the failure of any limited remedy to achieve its essential purpose, or otherwise) or for any special, indirect, reliance, consequential, incidental, or exemplary damages or attorney fees, including, but not limited to, lost profits, lost savings, lost benefits, or lost data, or for any damages or sums paid by you to third parties even if Physicians Care has been advised of the possibility of such damages.