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Why Choose Physicians Care?

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Advantages of Self-Funding

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Fully Insured vs. Self-Funded

Health Management

Assurant Health

Funding Options

Paying a fully insured premium provides budgeting certainty and the piece of mind of a fixed cost for your health benefit plan.  However, the economic advantages of self-funding merit consideration by most employers.

All but the smallest companies can consider self-funding, as well as insuring health benefits.  Even small employers might want to consider our offering of a traditional high-deductible insured health plan and pairing it with a Medical Reimbursement Arrangement (MRA).

If you’re a small employer and want the certainty of fixed health insurance premiums, Physicians Care offers excellent group and individual health plan options through Assurant Health for you to consider.  If your company is larger (25 or more employees), self-funding is often the most economical way to provide your employees with health benefits.  Physicians Care offers the highest quality package of services available for self-funded plans.

We can help determine whether insuring or self-funding is most appropriate for your company by reviewing a current employee census, claims experience if available, or premium rate history.  For more information on a custom-designed self-funded plan, talk to your agent, call Physicians Care, or send us an e-mail today.

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