Health Plans
Preferred Provider Organization (PPO) Plans

What is a PPO Plan?

A PCHP PPO refers to a network of participating providers that have agreed to provide medical services at discounted fees. A PPO plan is designed to steer covered persons to network providers by offering better benefits for in-network care than for care received from a provider that doesn't participate in the network.

Advantages of PPO Plans

  • Our employers experience reduced plan costs because of the negotiated discounts or contracted rates that the participating providers have agreed to.
  • Our expansive network of providers allows covered persons easy access to in-network care and to take advantage of the better benefits.
  • Our PPO plans are easy to understand.
  • Covered persons can choose to seek care from outside the network of providers, but lesser benefits apply.


Is a PPO Plan right for me?

A PPO plan is a good choice for employers looking to control costs through negotiated rates and discounts while making it easy for participants to obtain care. We can help you compare a PCHP PPO plan to your current health plan.

Need a Quote?

If you would like to receive a quote, please complete our Quote Form here:

You could also contact one of our Sales Representitives:

Funding this Plan

Traditional fully insured plans and customized self-funded plan designs are available.

Coverage Map Coverage Area

Physicians Care has contracted with providers along the Lake Michigan shore from Benton Harbor and St. Joseph to Kalamazoo and Battle Creek; up through South Haven, Hastings, Holland, Grand Rapids, and Muskegon; and north through Ludington, Cadillac, Traverse City, and Petoskey. The Physicians Care Network also offers coverage across northern Michigan east to Saginaw, Bay City, and Port Huron.