2022 COLAs for HSA-Qualifying HDHPs
7/12/2021

The IRS has released the 2022 cost-of-living amounts (COLAs) for HSA-qualifying high-deductible health plans.  Only the out-of-pocket amounts (which include deductibles, co-payments, and coinsurance, but not premiums) have increased for 2022:

Benefit

2021

2022

Minimum Annual Deductible for Single Coverage

$1,400

$1,400

Minimum Annual Deductible for Family Coverage

$2,800

$2,800

Maximum Out-of-Pocket Amount for Single Coverage

$7,000

$7,050

Maximum Out-of-Pocket Amount for Family Coverage

$14,000

$14,100

The contribution limits have also increase for 2022:

Contributor

2021

2022

Individual/Self Only

$3,600

$3,650

Family

$7,200

$7,300

The $1,000 catch-up contribution available to accountholders aged 55 and older is not tied to a COLA and remains at $1,000.

These 2022 COLAs are effective the first day of the first plan year on or after January 1, 2022.  If you have questions about the HSA COLAs for 2022, call ASR Health Benefits at (616) 957-1751 or (800) 968-2449.